SR22 Insurance coverage SR-22 form is actually not really an insurance plan; rather, it is a form that displays a specific carries the needed minimum required car insurance policy coverage as mandated auto insurance companies through the condition. When a person is actually required to secure SR22 Insurance policy, their insurance policy carrier files the SR22 form with the state's Team of Electric motor Vehicles (DMV) on their account. In addition to the raised insurance premiums, people along with SR22 insurance may also experience limited possibilities when it comes to selecting insurance policy service providers.